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The Insurance We Sell

Foremost offers insurance coverage for Mobile Homes, Specialty Homeowners, Specialty Landlord, Motor Homes, Travel Trailers, Fifth-Wheels, Luxury Motor Coaches, Motorcycles, Off-Road Vehicles Snowmobiles, Personal Watercraft and Family Boaters.

Our Solid Claim Service
Foremost claim associates work hard to enhance customer service and build positive relationships. Please take a look at some of the comments our customers have sent us regarding our claim service. And if you're already a Foremost customer, you may want to stop by our Claim Service page and find out what to do if you ever need to file a claim. Through the years, we've continually sought ways to help people insure the different types of property they own. We've created a culture of quick-thinking, quick-action, and decisiveness when it comes to creating coverages, seeking new markets, and developing new ways to let consumers know about the insurance products we offer.

In the beginning
Foremost Insurance Company began insuring mobile homes on June 12, 1952. In those days, the mobile home industry was in its infancy. Housing was in short supply after World War II and families were growing at a record pace thanks to the "Baby Boom." While mobile homes were an inexpensive solution to the housing problem, no companies insured these "homes on wheels." After beginning with three people in a one-room office in downtown Grand Rapids, Michigan, less than a year later the staff numbered 11. In five years we were doing business in 35 states.

Our next step: insuring travel trailers
That was just the start, though. Foremost grew at a record pace. We developed new ways of insuring recreational vehicles, and in 1961 introduced the first policy designed specifically for travel trailers.

The growth continues
While the United States moved ahead with giant scientific leaps; like the space program, Foremost moved forward with a full-scale entry into the RV insurance market. We expanded our insurance programs for RVs in 1969 and continued adding more types of insurance to our product lines. In 1978 we sold our first automobile policy and started insuring site-built homes in 1982. In 1993 we developed a special dwelling fire insurance program for landlords and owners of older homes. In 1996 we began direct marketing auto and home insurance, which included offering auto and home programs to employees of select companies. In 1999, we developed a unique service program for owners of Luxury Motor Coaches who insure with us. During 2000, Foremost began offering motorcycle and off-road vehicle insurance programs, including a program for snowmobiles, followed in 2002 by our program for personal watercraft, and in 2003, family boaters.

Claim service is a key to our success
Our growth has been fueled not only by our willingness to innovate, but also by our commitment to superior claim service. Claim service has been an important part of the Foremost commitment since the earliest days of the company. Our claim representatives are extensively trained to understand what it takes to repair the property we insure. Our claim team is committed to fast, fair and friendly service.

Innovation: in the past, at the present, and for the future
"Innovation leads to growth" has been Foremost's guiding philosophy since the company's founding. Today, and into the future, we continue to be committed to creative ideas that will improve our service.