Protection with the understanding and respect you deserve Fireman's Fund Insurance Company® began in 1863, in San Francisco, and our name reflects our colorful beginnings. We were named for an arrangement in which we paid 10 percent of our profits to widows and orphans of firefighters. Our first policy was on half-interest in 1,000 kegs of Boston syrup. The premium was $12 cash in advance. Today, Fireman's Fund works to provide business and personal insurance and to bring customers the highest caliber of claims service. We offer state-of-the-art insurance products and continuously explore new products and possibilities. We are pioneers in the development of special events coverage and have insured high-profile events and dozens of sports franchises. Personal Insurance Products People who own fine homes and possessions hold their insurance to a higher standard. Fireman's Fund® goes beyond the basics to protect not just your home, but your passion for life beyond it. With our personal insurance products we offer: Auto, Homeowners, Life Insurance, Travel and emergency assistance services, Valuables, Watercraft, Private Events, such as weddings, etc. and Umbrella policies for the unexpected. Business Products Fireman's Fund ® offers a wide variety of business insurance products as well as special, industry-specific coverages designed to meet the needs of select businesses. Included in these are: Auto, Business Owners Policy, Industry Packages, Liability, Property, Marine, Workers' Compensation, along with many other specialized packages.