What is employment practices liability insurance (EPLI) ?
This insurance is important if you have employees.
This EPLI coverage was created in response to major legal changes in the 1990's regarding the Civil Rights Act of 1991, Americans with Disabilities Act, and the Family Medical Leave Act, all of which provided employees significantly more rights when dealing with their employers. This insurance is targeted to cover businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.
No company is immune and the concern is that the number of lawsuits filed by employees against their employer is increasing.
In general, EPLI can provide protection against the following types of claims:
sexual harassment
breach of employment contract
unfair demotion
wrongful termination
retaliation
negligent evaluation
wrongful discipline
failure to promote
wrongful infliction of emotional distress
wrongful management employee benefits
and more...
Protect your business
1.) sign up for the proper EPLI insurance coverage AND
2.) educate your managers and employees about "employee legal rights". You
should post corporate policies regarding these rights throughout the workplace,
as well as, educate your managers on what behaviors are not permissible.
For more information on this and your other insurance needs, please Contact Us
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