Commercial auto coverage is similar to the coverage you may carry on your personal auto; however, business auto exposures can be more complex requiring specialty coverages to be considered based on the individual needs of your business. Basically, business auto coverage can protect your company from any liability stemming from autos used in your business or any damage to the covered automobile. A Business Auto Policy (BAP) has the flexibility to provide coverage for business, personal, non-owned, or hired autos based on the coverage purchased and applied to each scheduled auto.
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